Take control of your money with free tools.
Personal finance made simple. Free tools, honest advice.
Free calculators & simulators
Free to use, no sign-up. Everything runs in your browser, and nothing you type is sent anywhere.
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Investment Growth
See how a starting balance and monthly contributions compound over time.
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Mortgage Calculator
Monthly payment with taxes, insurance and PMI, plus how much extra payments save you.
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Retirement Monte Carlo
Run 1,000s of simulated markets to estimate the odds your retirement savings last.
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Debt Payoff Planner
Compare the avalanche and snowball methods and find your debt-free date.
Latest videos
Fresh from the channel.
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These tools and videos are free and always will be. If they've helped you, a coffee helps keep them coming.
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Want personal help?
Book a video call and we'll go through your situation together:
- Budgeting & building an emergency fund
- Paying off debt faster
- Getting started with investing
- Buying your first home
Book a video call
Pick a time that works for you. You'll get a video link by email.